⚠ CBN Circular BSD/DIR/PUB/LAB/019/002  ·  Implementation Roadmap Deadline: June 10, 2026  ·  Every regulated financial institution must submit.  ·  Start yours today →
CBN Circular BSD/DIR/PUB/LAB/019/002 · March 10, 2026

Your CBN Roadmap.
Delivered in days.

Every Nigerian bank, fintech, and payment provider must submit an Implementation Roadmap to the CBN by June 10, 2026. TA Consult Nigeria produces yours - backed by international TPRM expertise and our proprietary compliance platform.

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81
Days Left
·
3,000+
Institutions Affected
·
Regulatory Basis
CBN Circular BSD/DIR/PUB/LAB/019/002 mandates automated AML/CFT/CPF systems with documented vendor governance. Roadmap submission: June 10, 2026. Full compliance: DMBs by Sep 2027 · OFIs by Mar 2028.
CBN Mandate
The Central Bank of Nigeria issued Circular BSD/DIR/PUB/LAB/019/002 on March 10, 2026. Every bank, fintech, mobile money operator, IMTO, and payment service provider must deploy automated AML/CFT systems and submit a formal Implementation Roadmap within 90 days. Failure carries administrative sanctions and personal liability for senior executives.
ENFORCEABLE NOW
The Problem

Most institutions
are not ready.

The CBN has moved from recommendation to mandate. Manual processes, fragmented systems, and policy documents are no longer sufficient. The clock is running.

The June 10 Deadline
Every regulated institution must submit a formal Implementation Roadmap to the CBN Compliance Department within 90 days of March 10, 2026. Most have not started.
Fragmented Systems Won't Pass
The CBN explicitly prohibits siloed compliance tools. KYC in one place, transaction monitoring in another, vendor risk on a spreadsheet - this fails the new standard.
Pillar 12 - Nobody Has Addressed It
The CBN requires every institution to formally assess the compliance of their own AML technology vendors. This vendor governance layer is missing from almost every Nigerian institution today.
Personal Executive Liability
For the first time, the CBN has attached personal regulatory exposure to senior executives - not just the institution - for non-compliance. Your CRO and MD are personally at risk.
What We Deliver

Three services.
One compliance outcome.

MOST URGENT
01
CBN Roadmap Service
We assess your current compliance infrastructure against all 12 CBN Baseline Standards and produce the formal Implementation Roadmap required for your June 10 submission. Delivered in days. Examination-ready from day one.
From ₦750,000
One-time engagement · Delivered within 5 working days
02
TPRM Vendor Audit
Formal vendor risk assessment of your AML technology providers - satisfying Pillar 12 of the CBN mandate. Produces the documented due diligence record your institution needs for CBN examination.
From ₦2,000,000
Per vendor portfolio · Includes written assessment
03
Compliance Retainer
Monthly programme management covering CBN examination readiness, quarterly vendor reviews, board-level TPRM reporting, and ongoing compliance monitoring - powered by our proprietary TARisk platform.
From ₦1,500,000
Per month · Minimum 3-month engagement
How It Works

From diagnostic
to submission.

1
30-Minute Diagnostic Call
We assess your current compliance infrastructure, identify your gaps against the 12 CBN Baseline Standards, and confirm the scope of your roadmap engagement. No obligation, no fee.
FREE
2
TARisk Gap Assessment
Using our proprietary TARisk platform, we run a structured assessment of your vendor estate, compliance systems, and regulatory readiness. We identify every gap the CBN will look for.
DAYS 1–2
3
Roadmap Document Produced
We produce your formal CBN Implementation Roadmap - structured exactly as the CBN Compliance Department expects. Gap analysis, phased timeline, vendor attestation, and senior management sign-off pages included.
DAYS 3–5
4
Review, Sign and Submit
Your CRO and MD review, sign, and submit to the CBN Compliance Department before June 10. We remain available for any CBN queries or follow-up requests after submission.
BEFORE JUNE 10
TARisk Platform

Our proprietary compliance engine

TARisk is the internal platform that powers every TA Consult engagement. It generates structured gap analyses, CBN-format roadmap documents, and vendor risk registers - in days, not weeks.

TARisk · Vendor Risk Dashboard · First Commercial Bank of Nigeria
87
Portfolio TARisk Score
24
Registered Vendors
18
CBN Compliant
3
Require Attention
View Live Platform Demo →
Click to explore the full TARisk dashboard
About TA Consult Nigeria

International expertise.
Nigerian context.

TA Consult Nigeria is a CBN compliance readiness practice combining senior international TPRM expertise with deep knowledge of the Nigerian regulatory environment.

Consultancy TPRM roles at Willis Towers Watson, Standard Life
RBS, Lloyds Bank and AXA regulatory risk experience
CAC-registered Nigeria
Dual-market capability: Nigeria and United Kingdom
12 CBN Baseline Standards - We Cover All of Them
1–4
Customer Identity & Risk
Automated CDD, BVN/NIN verification, dynamic risk scoring, sanctions & PEP screening
5–8
Monitoring & Governance
Transaction monitoring, fraud detection, unified customer view, comprehensive audit trails
9–11
Reporting & Data
Maker-checker workflows, AI/ML governance, automated STR/SAR reporting, NDPA 2023 compliance
12
Vendor Risk Management (TPRM)
Due diligence on AML technology providers - the most overlooked pillar. Our primary specialisation.
Get Started

Book your free
30-minute diagnostic.

Tell us about your institution. We'll confirm your June 10 readiness and scope your roadmap engagement - at no cost and no obligation.

We respond within 24 hours. No spam, no pressure.
June 10, 2026

Don't miss the deadline.

The institutions that submit early demonstrate regulatory confidence. The ones that scramble risk sanctions, reputational damage, and personal executive liability.

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